Stephen E. Schafer is a federally designated "debt relief agent" and helps people file for bankruptcy. Stephen has been a committed and dedicated consumer bankruptcy lawyer since 1974. Prior to becoming a fulltime consumer bankruptcy lawyer, Stephen served as an Administrative Law Judge for the Ohio State Personal Board of Review. Stephen is a federally designated "debt relief agent" and he helps people(consumers & individuals) file for bankruptcy. To read Stephen's entire bio, please click here

Consumer Bankruptcy

Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection calls, and get a fresh financial start. Bankruptcy can help with some financial problems, but does not guarantee you will avoid financial problems in the future. If you choose bankruptcy, you should take advantage of the fresh start it offers and then make careful decisions about future borrowing and credit, so you won’t ever need to file bankruptcy again!

If you live in Central Ohio and are troubled by debt, Stephen Schafer can help you. He knows that each case is different, and when discussing your situation he will carefully consider all of your options. If bankruptcy is necessary, you should remember that bankruptcy is not the end of your financial life. In many ways it is a new beginning - a fresh start.